Services

 Life Insurance-           Critical illness- Disability   Income Insurance

We offer a range of valuable low cost products and services tailored to meet your individual needs.

Individuals, Gig Workers, delivery Drivers, Independent contractors.

Term Life: Affordable protection for families, kids, debts.

Final Expenses(whole life): Great for older gig workers, delivery drivers, independent contractors who want to secure funeral costs.

Critical illness: Lump-sum payout for cancer, heart attack, stroke.

Disability Income: Most independent contractor or gig workers don't think about covering lost income if injured or sick.

Health Insurance-                GIG Workers, Delivery Drivers, Independent

 

Healthcare costs are through the roof. That's why we've shopped around to offer our clients a range of specialized services tailored to meet your individual and family needs.

Gig Workers:

Many gig workers qualify for subsidies, making ACA plans affordable,

Short-Term health or Fixed Indemnity plans.

*For those who can't afford ACA premiums or need a stop-gap.

*Stress affordability + immediate protection.

Accident Insurance:

Very popular and geared toward gig workers, delivery drivers, rideshare, construction, etc.

Hospital Indemnity:

Pays cash for hospital stays.

Helps cover high deductibles on ACA or short-term health.

Dental & Vision:

Easy add-on plans

 

Business Insurance-    Small group, Independent contractors

 

As cost of goods and services skyrocket and funds are shorter more now than ever; we've shopped around to be able to provide affordable life and health insurance and other specialized services for small business owners and independent contractors. 

Truckers, Hairstylists, Cleaners, Consultants, etc.

ACA Marketplace Plans (with possible subsidies if income qualifies).

Small group health plans, life plans (if they have 1-50 employees).

Term Life for family protection

Permanent Life (IUL/Whole Life) for building cash value + tax advantages.

Key Person Insurance if they have a partner or small team.

Liability Insurance (Business Protection)

General Liability- covers accidents, lawsuits.

Buy-Sell Agreement Funding if in partnership (business continuity).

 

Group Term Life

We offer a range of low cost group term life insurance and other services tailored toward small groups.

Affordable premiums (cheaper per $1,000 of coverage)

Easy enrollment with little or no underwriting.

Tax deductible for the business (premiums may qualify as a business expense).